Put your money where it matters most. Our SKIP-A-PAYment program lets you free up funds by skipping a Capitol Credit Union loan payment.
Skip Your Next Loan Payment
- Skip your next Capitol Credit Union loan payment
- Avoid late loan payment penalties
- Free up funds for other important expenses
- Skip an eligible loan payment once a year
- $25 processing fee per skipped payment
Apply online or download and complete our SKIP-A-PAYment Application. You can submit your completed application to your local Capitol Credit Union branch, or mail it to:
Capitol Credit Union
P.O. Box 81647
Austin, TX 78708
Completed forms must be received at least five business days before the loan payment due date or actual date of the draft, whichever is sooner.
*SKIP-A-PAYment (SAP) Program is not available for term, business, mortgage, home improvement, home equity, auto lease, collection workout, Visa® Classic or Platinum, MasterCard® Classic or Platinum, or Line of Credit loan accounts. Loans must be current to qualify for SAP. To be eligible, the member must have made six consecutive monthly payments from the date of the initial loan advance. Eligible loans may only be skipped once every twelve months and a maximum of 5 times for the life of the loan. Capitol Credit Union reserves the right to deny any SAP requested. Completed SAP forms must be received at least five (5) business days before the loan payment due date or actual date of the draft, whichever is sooner. Requests received after the above-mentioned dates will be processed for the following month.
