Navigate the path of adventure with CCU
Whether you're envisioning weekends spent cruising the lake in your own boat or embarking on cross-country road trips in the comfort of your RV, we're here to support you every step of the way.
Benefits You'll Love
- Quick and easy application process
- Competitive rates and terms
- Payments to meet your budget
- Friendly lenders focused on your needs
- Financing for boats, RVs, trailers, motorcycles and more!
- Competitively low, fixed rates on new or used secured loans
- A wide range of terms customized to your unique situation
- Local Central Texas decision-making and processing
- Attentive, friendly service from start to finish
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Capitol Credit Union membership required. All loans are subject to credit approval. Deferring payment 60 days increases the amount of interest you pay on the loan. New or refinanced Auto loans only, existing Capitol Credit Union loans are not eligible. Collateral subject to approval.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Auto Loans
Term | Annual Percentage Rate | Payment Per $1000 |
---|---|---|
up to 66 months | as low as 5.99% | $18.01 |
up to 72 months | as low as 6.49% | $16.87 |
up to 84 months | as low as 6.99% | $15.02 |
Business Plus Checking
Balance | Annual Percentage Yield (APY) |
---|---|
0 - $2,499.99 | - |
$2,500 - $49,999.99 | 0.65% |
$50,000 - $99,999.99 | 0.75% |
$100,000 - $149,999.99 | 0.85% |
$150,000 - $249,999.99 | 0.95% |
$250,000+ | 1.70% |
Business Savings
Balance | Annual Percentage Yield (APY) |
---|---|
0 - $2,499.99 | 0.05% |
$2,500 - $49,999.99 | 1.05% |
$50,000 - $99,999.99 | 1.05% |
$100,000 - $149,999.99 | 1.15% |
$150,000 - $249,999.99 | 1.25% |
$250,000+ | 2.00% |
Home Equity Loans
Term | Annual Percentage Rate | Payment Per $1000 |
---|---|---|
up to 60 months | as low as 5.79% | $19.36 |
up to 120 months | as low as 6.29% | $11.34 |
up to 180 months | as low as 6.49% | $8.79 |
up to 240 months | as low as 6.79% | $7.71 |
IRA Share Certificates: $1,000.00 or Greater
Certificate Term | Dividend Rate |
---|---|
3 Month IRA Certificate | 3.25% |
6 Month IRA Certificate | 4.30% |
12 Month IRA Certificate | 4.60% |
18 Month IRA Certificate | 4.55% |
24 Month IRA Certificate | 4.25% |
36 Month IRA Certificate | 4.05% |
48 Month IRA Certificate | 3.70% |
60 Month IRA Certificate | 3.60% |
Membership Required. Rates subject to change without notice. $1,000 minimum opening deposit required. Only New money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty will apply. Early withdrawals may result in penalties. Terms of less than 12 months lose 90 days’ interest. Terms 12 months to less than 36 months lose 180 days’ interest. Terms of 36 months or longer lose 270 days’ interest. The penalty will be deducted from earnings and may reduce principal balance. New money is defined as money not currently on deposit with Capitol Credit Union.
Kasasa Cash*
Balance | Rate | APY |
---|---|---|
0 - $15,000.00 | 5.84% | 6.00% |
$15,000.01+ | 1.00% | 6.00% to 1.65% |
All balances if qualifications not met | 0.05% | 0.05% |
Kasasa Saver*
Balance | Rate | APY |
---|---|---|
0 - $100,000 | 3.93% | 4.00% |
$100,000+ | 1.08% | 4.00% to 1.00% |
All balances if qualifications not met | 0.05% | 0.05% |
Lines of Credit/Credit Card
Product | Term | Annual Percentage Rate | Minimum Payment |
---|---|---|---|
Personal Line of Credit | Revolving | as low as 10.99% | $25.00 |
Visa Classic Credit Card | Revolving | as low as 10.99% | Greater of 3% of balance or $30.00 |
Visa Capitol Rewards Credit Card | Revolving | as low as 11.99% | Greater of 3% of balance or $30.00 |
Non-collateralized Loans
Term | Annual Percentage Rate | Payment Per $1000 |
---|---|---|
up to 60 months | as low as 10.99% | $21.41 |
up to 72 months | as low as 11.99% | $19.17 |
up to 84 months | as low as 12.99% | $17.72 |
Other Collateralized Loans (Boat, Motorcycle, Camper, ATV, Etc.)
Term | Annual Percentage Rate | Payment Per $1000 |
---|---|---|
up to 60 months | as low as 7.29% | $20.04 |
up to 72 months | as low as 7.79% | $17.54 |
up to 84 months | as low as 8.29% | $15.84 |
up to 120 months | as low as 8.79% | $12.67 |
up to 180 months | as low as 9.29% | $10.45 |
Plus Money Market
Balance | Annual Percentage Yield (APY) |
---|---|
0 - $2,499.99 | - |
$2,500 - $49,999.99 | 1.05% |
$50,000 - $99,999.99 | 1.05% |
$100,000 - $149,999.99 | 1.15% |
$150,000 - $249,999.99 | 1.25% |
$250,000+ | 2.00% |
Savings Accounts
Account Type | Annual Percentage Yield (APY) |
---|---|
Savings Accounts | 0.01% |
IRA Savings Account | 0.75% |
Holiday Club Account | 0.10% |
Secured Loans
Source | Annual Percentage Rate | Term |
---|---|---|
Share Account | 5.00% | up to 84 months |
Payment example: pay just $13.91/month for every $1000 borrowed at 5.00% APR on an 84 month term.
Share Certificates: $1,000.00 or Greater
Certificate Term | Annual Percentage Yield (APY) |
---|---|
3 Month Certificate | 3.25% |
6 Month Certificate | 4.30% |
12 Month Certificate | 4.60% |
18 Month Certificate | 4.55% |
24 Month Certificate | 4.25% |
36 Month Certificate | 4.05% |
48 Month Certificate | 3.70% |
60 Month Certificate | 3.60% |
Membership Required. Rates subject to change without notice. $1,000 minimum opening deposit required. Only New money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty will apply. Early withdrawals may result in penalties. Terms of less than 12 months lose 90 days’ interest. Terms 12 months to less than 36 months lose 180 days’ interest. Terms of 36 months or longer lose 270 days’ interest. The penalty will be deducted from earnings and may reduce principal balance. New money is defined as money not currently on deposit with Capitol Credit Union.