Stay entertained without breaking the budget

Get up to $15 in refunds for enjoying your favorite content every month you qualify.

Benefits You’ll Love

  • Available on services like Spotify® and Netflix®
  • Link to Kasasa Saver® and increase savings
  • No minimum balance to earn rewards
  • No monthly maintenance fee

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.  The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our institution as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.  In order to properly distribute the account’s cash back payments; the description field, within the debit card transaction record we receive, must identify one of our current Kasasa Play merchants.  If you feel we have not properly identified a valid debit card transaction, please bring the transaction receipt to one of our locations, within sixty (60) days of purchase, so we can research and adjust your rewards, as necessary. 

"Monthly Qualification Cycle" means a period beginning one (1) day after the last day of the previous qualification cycle through one (1) day prior to the last day of the current Statement Cycle.   See our website or contact one of our member service representatives for specific Monthly Qualification Cycle dates.

Reward Information: When your Kasasa Play account qualifications are met during a Monthly Qualification Cycle, you will earn refunds, up to a combined, aggregate maximum of $15 on debit card purchases, made with music, video, gaming and other digital streaming services identified at https://www.kasasa.com/play-partners, and our website, that post and settle to the account during that cycle period. Your account's debit card may be used for any transaction, but the account's streaming services' refunds are only valid at and will only be applied to debit card purchases made with one of our identified retailers. Refer to https://www.kasasa.com/play-partners, and our website, or visit one of our locations for a current list Kasasa Play merchants.

You will also receive reimbursements up to an aggregate total of $15 for nationwide ATM withdrawal fees incurred within your Kasasa Play account during that Monthly Qualification Cycle.

When your Kasasa Play account qualifications are not met, no cash back payments are made, and ATM withdrawal fees are not refunded.

The cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. You will automatically qualify for the account's rewards during your account's first statement cycle. If the account is closed before rewards are credited, you will forfeit the rewards.

Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the Kasasa Play account.  No minimum deposit is required to open the Kasasa Saver account.  Enrollment in electronic services (e.g., online banking, electronic statements and log-ons) may be required to meet some of the account's qualifications. Limit of 1 account(s) per social security number.  There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Advertised information and rewards are based on all account qualifications being met during each cycle period. A Kasasa Play account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact one of our member service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates, enrollment instructions and a current list of Kasasa Play merchants.  Federally insured by NCUA. Kasasa and Kasasa Play are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly dividends earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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Share Certificate CalculatorDisclaimer

A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total interest paid $0

Auto Loans

Term Annual Percentage Rate Payment Per $1000
up to 60 months as low as 4.99%* $17.62
up to 66 months as low as 5.89% $17.89
up to 72 months as low as 6.39% $16.87
up to 84 months as low as 6.89% $15.02

*4.99% on new loans, not eligible for in-house refinance - 5.49% for internal refi

Business Plus Checking

Balance Annual Percentage Yield (APY)
0 - $2,499.99 -
$2,500 - $49,999.99 0.65%
$50,000 - $99,999.99 0.75%
$100,000 - $149,999.99 0.85%
$150,000 - $249,999.99 0.95%
$250,000+ 1.70%

Business Savings

Balance Annual Percentage Yield (APY)
0 - $2,499.99 0.05%
$2,500 - $49,999.99 1.05%
$50,000 - $99,999.99 1.05%
$100,000 - $149,999.99 1.15%
$150,000 - $249,999.99 1.25%
$250,000+ 2.00%

Home Equity Loans

Term Annual Percentage Rate Payment Per $1000
up to 60 months as low as 5.49% $19.27
up to 120 months as low as 5.79% $11.16
up to 180 months as low as 5.99% $8.64
up to 240 months as low as 6.49% $7.62

IRA Share Certificates: $1,000.00 or Greater

Certificate Term Dividend Rate
3 Month IRA Certificate 3.00%
6 Month IRA Certificate

3.95%

12 Month IRA Certificate 4.20%
18 Month IRA Certificate 4.10%
24 Month IRA Certificate 3.90%
36 Month IRA Certificate 3.70% 
48 Month IRA Certificate 3.50%
60 Month IRA Certificate 3.45%

Membership Required. Rates subject to change without notice. $1,000 minimum opening deposit required. Only New money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty will apply. Early withdrawals may result in penalties. Terms of less than 12 months lose 90 days’ interest. Terms 12 months to less than 36 months lose 180 days’ interest. Terms of 36 months or longer lose 270 days’ interest. The penalty will be deducted from earnings and may reduce principal balance. New money is defined as money not currently on deposit with Capitol Credit Union.

Kasasa Cash*

Balance Rate APY
0 - $15,000.00 5.84% 6.00%
$15,000.01+ 1.00% 6.00% to 1.65%
All balances if qualifications not met 0.05% 0.05%

Kasasa Saver*

Balance Rate APY
0 - $100,000 3.93% 4.00%
$100,000+ 1.08% 4.00% to 1.00%
All balances if qualifications not met 0.05% 0.05%

Lines of Credit/Credit Card

Product Term Annual Percentage Rate Minimum Payment
Personal Line of Credit Revolving as low as 10.99% $25.00
Visa Classic Credit Card Revolving as low as 10.99% Greater of 3% of balance or $30.00
Visa Capitol Rewards Credit Card Revolving as low as 11.99% Greater of 3% of balance or $30.00

Non-collateralized Loans

Term Annual Percentage Rate Payment Per $1000
up to 60 months as low as 10.99% $21.41
up to 72 months as low as 11.99% $19.17
up to 84 months as low as 12.99% $17.72

Other Collateralized Loans (Boat, Motorcycle, Camper, ATV, Etc.)

Term Annual Percentage Rate Payment Per $1000
up to 60 months as low as 7.29% $20.04
up to 72 months as low as 7.79% $17.54
up to 84 months as low as 8.29% $15.84
up to 120 months as low as 8.79% $12.67
up to 180 months as low as 9.29% $10.45

Plus Money Market

Balance Annual Percentage Yield (APY)
0 - $2,499.99 -
$2,500 - $49,999.99 1.05%
$50,000 - $99,999.99 1.05%
$100,000 - $149,999.99 1.15%
$150,000 - $249,999.99 1.25%
$250,000+ 2.00%

Savings Accounts

Account Type Annual Percentage Yield (APY)
Savings Accounts 0.01%
IRA Savings Account 0.75%
Holiday Club Account 0.10%

Secured Loans

Source Annual Percentage Rate Term
Share Account 5.00% up to 84 months

Payment example: pay just $13.91/month for every $1000 borrowed at 5.00% APR on an 84 month term.

Share Certificates: $1,000.00 or Greater

Certificate Term Annual Percentage Yield (APY)
3 Month Certificate 3.00%
6 Month Certificate 3.95%
12 Month Certificate 4.20%
18 Month Certificate 4.10%
24 Month Certificate 3.90%
36 Month Certificate 3.70%
48 Month Certificate 3.50%
60 Month Certificate 3.45%

Membership Required. Rates subject to change without notice. $1,000 minimum opening deposit required. Only New money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty will apply. Early withdrawals may result in penalties. Terms of less than 12 months lose 90 days’ interest. Terms 12 months to less than 36 months lose 180 days’ interest. Terms of 36 months or longer lose 270 days’ interest. The penalty will be deducted from earnings and may reduce principal balance. New money is defined as money not currently on deposit with Capitol Credit Union.

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